Medical Malpractise Insurance | Policysouq

Medical Malpractise Insurance

Whether for your facility or just an individual policy for yourself, it is important to have the right malpractice insurance protection to protect yourself in the healthcare industry.

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Group medical malpractice insurance

Protects your healthcare facility from claims and lawsuits alleging malpractice.

Individual medical malpractice insurance

Protects you as a healthcare professional from claims and lawsuits alleging malpractice.

Category of cover

The cost and scope of your cover will vary based on the nature of work your facility or you do. F Comply with the Health Authority of your Emirate (e.g., Dubai Health Authority)

Why do i need it ?

  • Be protected against legal cases against you alleging malpractice
  • Have peace of mind with an adequate limit of liability to protect your financial position and career or example, a plastic surgeon may need a wider scope of coverage with special extensions

Who need medical malpractice insurance ?

  • Specialists
  • Dentists
  • Surgeons
  • Nurses
  • General Practitioners
  • Diagnosticians and lab staff

Common types of medical malpractice

  • Misdiagnosis or delayed diagnosis
  • Negligence affecting pregnancies or childbirth
  • Mistakes in prescribing medication
  • Surgical errors
  • Failure to Treat

What are the limits of medical malpractice insurance ?

  • Typically, the available limit of indemnity for Medical Malpractice in the UAE can range from AED 500,000 to AED 20,000,000
  • The limit of liability is the maximum amount an insurer would pay out in the event of a valid claim
  • The limit of liability for a policy usually set separately for a single claim (Any One Occurrence), which is lower than the policy limit of liability for all claims in aggregate over the course of the year